Has a liner too. Easy to medium experience sewing.
2023 I have photos and detailed instruction on my blog. Link is under my avatar here on Spoonflower ;-) 1.Envelope directions, take the flap and the bottom of the outside and sew them right sides together. 2. Take the liner flap and hem the bottom. This makes a pocket for the wallet later. 3. Take your pocket and hem the top stitch down. Then iron, a hem on the sides in the bottom.do not stitch yet. 4. Now take your outside or inside piece and stitch your pocket where you want it. 5. Hem the top of the liner. 6. Right sides together hem the flap to the liner flap. Turn inside out. You can hand stitch this down after you turn inside out or leave it open if you wanna pocket there. You may wanna double stitch that inside seam down so that looks nice. 7. Now right sides together the front and the lining insert your snap and fob that holds on the snap. Lay it inside the two fabrics with only the raw edges sticking out + stitch the sides bottom. Turned inside out and your snap should be now on the outside. 8. After you’ve turned out both sides iron the piece. then fold the bottom up 1/3. It’ll hit just below that pocket that’s on the outside. Stitch the sides and bottom closed. This makes another pocket. 9. To finish off your Wallet you can add a pretty button on the front or an ornamental tie, you can choose what you’d like. I use Velcro. to close the wallet, you fold up into threes and then your flap goes down over the top. See photos on my blog. Blog link under my bio on spoonflower .